How long do you have to file a storm damage roof claim?

storm damage roof claim

As a general rule of thumb, most insurance companies allow up to a year, but depending on your individual policy it can vary and extend up to two years. Residential homes versus commercial properties also vary. Look closely at your homeowner’s insurance policy and you can find a timeline for filing for storm damages.

Here’s The Truth About Filing

If you have wind or hail damage to your roof, it’s best to file a claim as soon as you can. The longer you wait to file a claim, the more likely it is that your claim will be denied. Insurance companies require a specific severe weather incident to be attached to the cause of damages, and the longer you wait, it can be harder to verify.

Get your roof inspected

If you see hail larger than pea-sized hail, it’s advised to have a local skilled roofer take a look. Roofers know what to look for and can spot hail damage easily. If in doubt or have questions, call your local roofing company. Be alert for out-of-state storm chasers to show up promising the world. Instead, rely on a local roofing company that’s established and will provide support long after the storm is over.


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